Please read the following policy to
understand how your personal information will be treated
as you use our services.
This policy covers:
What ever information we collect
from you
Sharing of the information gathered
on this site
What cookies are and how they are
used
Updating or deleting your information
Special Offers
Demographic and profile data
Sharing information with non-broker/lender
third parties
External links
Security
What Ever Information We Collect From You
RefinanceOnlineToday.com is an online marketplace that enables
applicants to find the best loan program by comparing
the products and services of multiple lenders and brokers.
To apply for a loan from one of these lenders or brokers
through the RefinanceOnlineToday.com process, applicants must
enter personal (name, address, etc.) and financial (income,
assets and debts) information. For your convenience
we do provide alternate loan request forms that require
less information, in case you do not feel conformable
entering this. However, if you provide us with limited
information, the lenders that choose to bid on your
loan, may require additional information, before they
can give you a firm quote.
Sharing of the information gathered on this
site
The information gathered is used to match applicants
with lenders and brokers. Your information is released
to lenders and brokers only after you click on the "Submit
your Loan Request" button. Lenders/brokers are
sent the information gathered because it is required
to make a loan decision. The lenders and brokers who
participate on the RefinanceOnlineToday.com network are regulated
by state and federal agencies. They may contact you
directly after they receive your information. The companies
on our network can only access your information over
a secure browser.
What cookies are and how they are used
A cookie is a small amount of data that is sent to your
browser from a web server and stored on your computer's
hard drive. RefinanceOnlineToday.com uses cookies to track
how you found our site. To protect your privacy we do
not use cookies to store or transmit any personal information
about you on the Internet.
Updating or deleting your information
If you have any question or concerns, email info@RefinanceOnlineToday.com
You may update or delete your information at any time
prior to submitting your completed loan request. Once
your loan form is completed and submitted, you will
not be able to change any of the information. Additionally,
please be advised that once you have submitted your
loan request and the information has been received by
the lenders/brokers, this information is no longer under
our control.
Due to federal & state regulations, we are required
to keep a copy of your information for a period of 3
years. Over this period we will maintain all such data
in a confidential and secure area that third parties
will not be allowed to access. Once you delete your
information, we will not contact you with any special
offers or other communication.
Demographic and profile data
RefinanceOnlineToday.com may share certain aggregated demographic
and profile data with our clients. Aggregate data excludes
information that would enable any individual to be identified.
Sharing information with non-broker/lender
third parties
We reserve the right to share or transfer data to any 3rd party for marketing opportunities, AND where required by judicial decree, warrant, subpoena or other legal order.
External links
This site contains links to other sites. RefinanceOnlineToday.com
is not responsible for the privacy practices or the
content of such Web sites.
Security
This site has security measures in place to protect
the loss, misuse and alteration of the information under
our control. No party outside of our staff, and clients
(Mortgage Companies) has access to any of the information
collected on our site. All personally identifiable information
that is collected is kept in a secure location, and
is not accessible by anyone other than our staff.
If you have any questions about this privacy statement,
the practices of this site, or your dealings with this
Web site, please contact us.
Refinanceonlinetoday.com is owned by 411Web/MyCity. Your email address will be added to our email subscription list. 411Web/MyCity may send you emails regarding marketing offers and newsletters. We offer visitors to our Web site and recipients of our marketing campaigns the opportunity to opt-out of receiving communications from us. These unsubscribe options are included in email communications that you receive from us.
Modified July 11, 2006
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